Securing A Passive Income With Tokenized Real Estate

One of the concepts that have long dominated alternative financial networks is the development of a passive income, or an income that you do not have to actively work to generate. Digital nomads and money gurus have spent years repeating the same mantra – secure the bag by securing a passive income. This, of course, begs the question: how do I create a passive income stream?

The traditional method is through buying commercial or residential real estate and collecting rents. Real estate investment has been regarded as THE path to wealth creation basically since the advent of civilization, but it has been limited to those with capital to invest (or a capacity for violence). However, thanks to the innovative concept of tokenized real estate, the doors to passive income and the accumulation of wealth through investing are opening wider.

Tokenized real estate investing represents a significant step towards democratizing the real estate market. The process of tokenization (dividing the value of a property into equal fractions represented by a digital token) is carried out by the DeFi company RealT, which has bought real-life investment properties and sells their tokens on its proprietary exchange.

By splitting each property into a number of smaller chunks of ownership, individuals can now invest in real estate with more accessible entry points. This inclusive approach eliminates the need for substantial upfront capital, opening doors to a wider pool of potential investors. It also provides a safe haven for crypto investors who are looking to shield their wealth from a tumultuous market, since the token’s value is tied to the property rather than the crypto used to buy and sell it.

As if providing a value hedge wasn’t enough, tokenized real estate also generates value rather than just retaining it. RealT’s unique monthly rent-sharing system is a game-changer for investors seeking passive income streams. The platform collects rental income from tenants occupying the properties associated with the tokens. This income is then divided among token holders based on their ownership stakes.

Through the power of smart contracts, which are coded into the blockchain supporting the token exchange, RealT ensures an accurate and transparent distribution of rental income. The platform calculates each token holder’s share by dividing the rental income by the total number of tokens representing the property’s value. Consequently, investors can enjoy a consistent and reliable income stream proportional to their ownership.

Through the power of smart contracts, RealT ensures a fair and transparent distribution of rental income, making sure investors get their fair share of each month’s rent based on the number of a property’s tokens they hold. This means crypto investors get a powerful passive income-generating tool that lets them create their own digital nomad lifestyle rather than just living vicariously through online influencers.

Tokenized real estate comes with a number of benefits over traditional real estate investing beyond the lowered price point. The exchange allows for extremely quick buying and selling, which means investors with commitment issues have access to a level of liquidity that would be completely unavailable through traditional real estate investments.

All in all, RealT’s platform providing access to tokenized real estate investment provides a variety of ways for investors to benefit – whether it be gaining access to the real estate market at all, the acquisition of passive income, or the ability to quickly exit and enter the RE market based on other asset market conditions. If you’re interested in learning more about blockchain real estate investment, get in contact with the fine crew at RealT.

Real Estate Tokenization Simplifies Ownership

It may not be romantic, but marriage has literal legal fine print.

In the United States, marital property is defined as “all property acquired by spouses during their marriage, no matter whose name is on the title of the property.” 

“[…], in most states, if the property acquired before the marriage by one spouse has risen in value due to the efforts of the other or both spouses, the actively appreciated value of the property is considered marital property. Future expectancies or even contingent expectancies created during the marriage are also deemed to be marital property, even if the payment is received after the marriage ends.”

— Marital Property, Legal Information Institute, Cornell Law School

Free Woman And Man Holding Each Others Hands Stock Photo

Individual property is off-limits from the courts to divide in a divorce. Marital versus individual property can be detailed in a prenuptial or postnuptial agreement. Inheritances, bequests, or gifts are considered individual property.

Most states apply the equitable distribution method of dividing marital property. To determine how marital property should be partitioned, the courts assess several factors including the length of the marriage, the value of the marital property, each spouse’s contribution to acquiring or increasing the value of the marital property, and a given spouse’s homemaking efforts in support of the career goals of the other.

The courts do not consider marital fault when allocating marital property, however, they do account for financial misconduct, including financial infidelity.

Parting assets is more complicated than simply parting ways. 

Like marriage, purchasing real estate is a commitment and, for most people, the largest expenditure in their lifetime. Marriage can indeed be an opportunity to financially couple assets with that of another in order to have enough joint capital for mutual endeavors.

However, innovations in financial technology have enabled individuals with more independence and flexibility in the markets. Actual properties of real estate can be bought and sold in fractions of ownership, in the form of a token. This significantly reduces the barrier to entry into real estate investing, as investors will be able to invest in a property without buying it or financing it in its entirety through one lump sum of a down payment and subsequent mortgage payments.

If real estate can be simplified into investing in shares of a property rather than entire units, then ownership of a portfolio of real estate tokens may become far more accessible than traditional forms of investing.

Tokenization combines real estate investing with the benefits of blockchain including immutability, security, speed, and more. Properties are available at RealT, the first worldwide standardized tokenization platform. Fractions of real estate can be purchased without the traditional financial barriers of building generational wealth through real estate.

More and more investors today are interested in real estate to opportunistically capitalize on market dynamics, rather than to own a property for the sake of dwelling in it as a home. In fact, many savvy investors want geographic autonomy when it comes to making decisions that involve physical assets. Investors may feel more comfortable investing in a fraction of a property instead of a whole when it comes to properties that are physically out of reach.

Cryptocurrency Empowers Risk-Averse Creators And Investors

In the world of Web3, almost anything can be represented digitally. Moreover, digital representation can be more than a representation of something real—digital assets are now being purchased and sold with real money.

Cryptocurrency For Digital Artists

A non-fungible token (NFT) is a unique and non-interchangeable unit stored on the blockchain. NFTs have been on the rise mostly due to the application of blockchain technology for buying and selling art.

Anyone can upload content to the internet, but the greatest challenge for online creators is monetization. Many online creators don’t make any money at all—they work full-time jobs in order to sustain themselves. Their ability to be a creator is funded through their day job, leaving very little money for other things in life. Most creators struggle with cash flow stability because their income isn’t generated through traditional means. As such, the profile of someone who works a full-time job while also side hustling as an online creator is usually risk-averse. The creator economy has given people the ability to publish their work and build online audiences, but even the most successful influencers generate revenue through sponsorships or brand partnerships—not the digital work itself. 

NFTs, however, enable a creator to profit from the art itself by selling digital ownership. Anyone can download and save a copy of a digital piece, but the NFT represents the ownership of the original work itself. The original creator of the NFT can still hold the copyright and rights to reproduce the work. 

Cryptocurrency for Women Entrepreneurs 

Women in crypto are on the rise. Female celebrities and entrepreneurs are encouraging more women to invest in the cryptocurrency economy. Through online forums and discussions, women have joined forces together to discuss ideas and trends and educate one another. Gweneth Paltrow and Mila Kunis have publicly spoken about the opportunities that cryptocurrency presents to women, who tend to be more risk-averse than men.

Cryptocurrency for Real Estate Investors

Very few people can afford to purchase a home in its entirety in cash. In a traditional real estate transaction, buyers need to have a large upfront sum of capital to pay for the downpayment. In addition to the downpayment, buyers need to be approved for a mortgage, for which most banks will require proof of stable income.

However, in today’s economy where a rising percentage of Americans are switching from employment to freelancing or entrepreneurship, it isn’t uncommon to be on an unconventional career path. And banks are typically hesitant to approve a mortgage for the non-traditional types.

Sun Piercing of Brown Concrete House Near Sea

Many young professionals today are unable to afford to own property. But platforms like Real T are breaking down entry barriers through crypto-based real estate investing. Instead of purchasing a property by paying a downpayment and taking out a mortgage, fractional real estate allows investors to buy and sell shares of a single property.

The good news is that fractional real estate isn’t just for those who cannot afford to purchase property traditionally—it’s for any investor who values liquidity, transparency, divisibility, and speed. Asset tokenization is quickly taking the financial world by storm. 

Cryptocurrency is Making Real Estate Investing Easier and More Affordable

Real estate has always been one of the most highly demanded investments. Property as an asset class is historically shown to perform well, but the costs of getting started can be extremely high. As property prices continue to increase, the ability to invest in real estate becomes out of reach for many regular Americans. However, fractional real estate investment platforms can provide a solution for people seeking to get a leg up on the property ladder without the enormous initial investment. And now, Americans have the option of investing in fractional real estate through cryptocurrency.

What is fractional real estate investing? 

Blockchain fractional real estate investments refer to the ownership and cost of a property divided into shares. Those shares are then sold to investors. Investors can earn revenue through rental income, capital gains when the property is sold, or income when they sell their shares.

The value of each share increases or decreases proportionately to the change in the property’s value. This type of investment may appear similar to other pooled property investments, like a property syndicate or a real estate investment trust. However, fractional investments are unique in their own ways. Unlike a REIT, fractional investment enables investors to select the property they want to invest in. The investor can create a portfolio of individual properties instead of purchasing shares from a group of pre-selected properties. Also, compared to property syndicates, fractional real estate investment provides liquidity; investors can cash out their investment at any given time by selling their shares. While property syndicates see capital gains on the property’s sale, fractional property investors can sell their shares whenever they wish to access their capital gains. 

Black Handled Key on Key Hole

Can you buy fractional ownership real estate with cryptocurrency? 

Can you use cryptocurrency to buy fractional real estate? The simple answer: yes! Blockchain benefits the entire process of transacting real estate tokens. There are now title insurance and escrow firms that deal in cryptocurrency instead of traditional currency.

Cryptocurrency does have its volatility. The cryptocurrency might increase in value and become more valuable or drop down to a value that is worth less than what you paid for it. Like any assets traded on the stock market, cryptocurrency’s value fluctuates daily. That said, when you purchase real estate with cryptocurrency, you trade a volatile asset for a more secure one. Moreover, real estate has been historically shown to appreciate in value with time. 

It is absolutely possible to purchase a house with cryptocurrency, but keep in mind that not all property sellers will be on board with accepting a digital currency. We are fascinated by organizations like RealT, a secure platform that is specifically designed for buying and selling real estate using blockchain. Their platform is easy to navigate and offers an amazing selection of properties for you to choose from. 

The days where investors only had the option to buy a property in its whole amount, with a down payment and mortgage upfront, are over. Investing in real estate is more accessible than ever to the average person thanks to cryptocurrency and fractional real estate investing platforms like RealT. 

Hedging Your Bets

Cryptocurrency is once again hitting front page news everywhere as the market hit dizzying new heights, with Bitcoin surging past a $21,000 valuation after a sudden 7% spike over the last week. As many other cryptocurrency valuations follow in Bitcoin’s wake, cryptofever has once again swept over the nation as latecomers climb over one another to get a piece of the action.

With every meteoric rise, however, comes a subsequent fall, and this sudden bull market is more than likely no different from any other. Where the digital currencies will dip to is anyone’s guess, but most smart investors know that there is a time and place to start hedging once the market reaches saturation.

For the layperson, investing in crypto begins and ends in purchasing and holding one of more coins and waiting for its value to go up. While this may work in the short term, there need to be alternatives, as cryptocurrency values are extremely volatile and are just as likely to jump off a cliff as they are to soar to the moon.

With this in mind, many a smart tech developer has seen the potential for alternative means of investments for those who have recently won their fortunes on the cryptocurrency markets. Just like investors on Wall St. have their portfolios diversified, a parallel financial system has begun emerging that allows users to shelter their currency from volatility while simultaneously generating income.

Decentralized Finance

This parallel financial system goes by ‘Decentralized Finance’, or DeFi for short, and works in much the same way as the ‘real world’ financial system. Items like precious metals, real estate, and even art have their value digitized onto the blockchain and partitioned into a set number of shares, referred to as ‘tokens’. These tokens are then distributed to buyers who use their cryptocurrency as a method of exchange, much like money is used in normal transactions.

This has a variety of effects – this allows for a stabilization of the cryptocurrency marketplace, as investors looking to cash in on their newfound wealth generated in the latest rally on the market can reinvest back into a digital marketplace rather than just sell off all their currency. It also opens up a number of different paths to wealth accruement that were previously out of reach for many young people who simply did not have the capital necessary to invest in things like real estate or art in the physical realm.

A Democratized World

Finance has long been the domain of extremely wealthy and well connected elites who effectively controlled the levers of power by determining who was worthy of participating through biased lending practices. Now, the process is being democratized by companies operating in the DeFi space such as RealT, a crypto-based real estate investment platform, and Aave, a sort of ‘investment bank’ for the crypto world.

One of the main issues facing DeFi is creating a borrowing system, where investors can borrow cryptocurrency to invest in projects, companies, or assets. Aave is one of the first companies to emerge attempting to tackle the issue, and they’ve recently begun working with RealT to make a more interconnected financial world in the space.

“Aave – the sector leading lending protocol – has partnered with RealT to bring interest-earning mortgages to DeFi.

…RealT allows investors to buy shares of managing properties.  Each holder earns revenue directly into their wallet via stablecoins like DAI and USDC. This is very similar to how Real Estate Investment Trusts (REITs) work in traditional finance. The key difference between is that RealT aims to remove any central point of failure and to make the system fully decentralized.

…Aave plans to pass a proposal to add RealT money markets added to their leading lending protocol. Should RealT get added, it will become the fourth market after Aave’s own market, the Uniswap Money Market, and the forthcoming TokenSets market.

The integration looks to let users borrow stablecoins by collateralizing their RealT holdings. This market will be limited to whitelisted Ethereum addresses with KYC’ed users being able to deposit their tokens and use them as collateral to borrow stablecoins, opening up new use-cases for their assets.”

RealT’s promise of fractional real estate, which sections off pieces of an investment property in the form of stablecoins and pays rents directly to investors, and Aave’s mission to increase borrowing speaks brightly to a future for not only cryptocurrency, but the world in general. A financial system decoupled from traditional centers of power may mean that real, direct change to our current is possible, but that the change will be positive for the vast majority of people, rather than a few plutocrats in high offices.

RealT Goes Platinum

In the music industry, an LP reaches the vaunted platinum status when total cumulative sales surpass 1 million units, signaling that the record has been a certified hit. In the newly formed world of digitized assets and cryptocurrency, one company has managed to hit a selling mark of over a million worth of tokenized real estate: RealT!

The real estate blockchain company has been revolutionizing the ways in which the average joe can invest their hard-earned money by tokenizing real estate holdings into bite-sized chunks that can be bought and sold at the owner’s discretion. This presents a number of advantages over traditional real estate, expounded upon by Richard Kastelein at The Blockchain:

“Investing in real estate and earning passive income has been seen by many as a luxury of the wealthy. RealT makes it possible to earn passive income on real estate that is fractionalized into affordable small shares, while streamlining the investment process, offering liquidity and cutting through the lengthy process and administrative requirements associated with the traditional real estate market.

Normally investors buy an entire property, barring purchasing REIT or other baskets of properties that typically have high fees and by tokenising real estate shares, RealT democratizes the industry.”

For those worried that this futuristic concept might be a little too good to be true, RealT ensures that owners of the tokenized real estate receive all the legal protections afforded to property owners going the more traditional route:

“RealT’s blockchain-powered platform also gives investors the legal rights and protections like the traditional real estate market. Ownership of each property listed on RealT’s platform is distributed across a finite number of tokens, specific to each property, called “RealTokens.”

Owners collect revenue from rent and, based on their number of tokens, vote on property decisions. RealT distributes the month’s rent into normalized daily payments, allowing property owners to immediately see a return on their investment. Properties listed on RealT’s platform are managed by a property management company, which sources tenants, collects rent, and manages repairs, so the diverse group of investors doesn’t have to.”

RealT’s success stems from the phenomenon sparked by Bitcoin’s meteoric rise in the public consciousness, which subsequently recognized the possibilities presented by digital currencies and asset digitization. With new types of cryptocurrencies and software-capable blockchains like Ethereum, the potential for new types of markets such as fully tokenized real-world assets seems inexhaustible, as RealT explains here:

“Bitcoin has proven a concept that spawned an entire industry: digitally-native assets and asset tokenization. The invention of the blockchain created the infrastructure the internet needed for hosting digitally native assets that are able to be owned, transferred, and exchanged between people.

It doesn’t stop at Bitcoin. Digitally-native assets are a new form of ownership. Land titles, stock certificates, property rights, and more are all managed by a paper-based symbol of ownership, backed by a legal system. Digital token on a blockchain follow a similar structure: a digital token that represents a symbol of ownership, backed by a legal system.”

With the blockchain, the infrastructure and bureaucratic mechanisms necessary for asset ownership are heavily reduced, making the middleman redundant and instantly reducing the cost of actual ownership of the assets. Hence, through tokenization, many forms of investiture and property ownership previously thought to be limited to the very rich are highly democratized:

“A token is a transferable unit of something. Deeds, titles, and certificates are all traditional versions of a “token,” a symbol or item that represents something else. A deed to a house represents ownership of that house. “Token” is used to refer to the digitally native asset which represents the real-world asset itself.

“Digitally native” refers to how the asset exclusively lives on the internet. Whereas traditional asset ownership like a deed, title, or certificate requires a piece of paper with legal approval, digitally native assets have ownership baked into the asset itself.

This immensely benefits both token issuers and token purchasers, by making purchasing the token as easy as possible. Because compliance can be “baked in,” token issuers can reduce the amount of friction to a minimum. Now, purchasing real estate property is no more complicated than signing up for Airbnb, Uber, or Robinhood”

Tokenization itself is possible thanks to unique forms of blockchains that are capable of running software. Ethereum, specifically, is a favorite of most companies working in the tokenized asset market space, as its relative stability as a cryptocurrency and the highly developed blockchain software make it perfect for digitizing assets:

“Asset tokenization is growing rapidly on the Ethereum blockchain. Ethereum has become a selling-point for issuing a tokenized asset; because most people are doing it on Ethereum, others will too. Ethereum has become the “Land of Tokens.” Ethereum, as a blockchain capable of running software, has the capacity to create markets that leverage many types of tokenized assets at the same time…

Ethereum is a software-capable blockchain. This means that the digital tokens found on Ethereum are programmable. They can be made to behave in a certain way, based on various inputs, to create certain outputs. For example, in the custody of a tokenized property, an owner of the property can make conditional scenarios to where the token can change owners”

As the age of the blockchain progresses, we are doubtless going to see many more companies hitting the platinum level for asset sales in fields like precious metals, bond markets, equity exchanges, and even art, each of which has already made strides in tokenizing their products. With the success of RealT in digitizing an asset so inexorably tied to the physical world, no doubt other enterprising minds are looking at every other class of asset and wondering how they can get in on some of the action.

Creating A New Crypto-Based Asset Class With Security Tokens

2017 saw the meteoric rise of cryptocurrencies such as Bitcoin, Ethereum and hundreds of other initial coin offerings (ICOs) to prominence as speculation caused prices to skyrocket. Bitcoin and Ethereum especially drew a huge amount of international interest as prices soared to thousands of times their initial values in a single night.

Sensing a way to make a quick buck off investment-hungry millennials, less scrupulous parties began offering low cost alternatives of dubious security and legitimacy, leading to a blowback on cryptocurrency’s reputation for legitimacy and causing the SEC to begin getting more heavily involved in regulating ICOs and the companies that distributed them. According to blockgeeks.com,

“This shocked regulators like the SEC and put them into overdrive, regularly going after potentially fraudulent offerings and actors from Alex Tapscott to DJ Khaled and Floyd Mayweather. The SEC even went after companies outside the US, such as Kik (which is based in Canada).”

To combat this problem, companies instead began offering Security Token offerings (STOs), or blockchain-based investment contracts. These STOs, seen as a far more stable and legitimate mechanism of investment, began taking off during 2018, and created a new digital asset class that could be used to purchase almost any real-world commodity.

Blockgeeks further postulates that, despite ICOs headstart, STO’s greater level of security will pave the way for it to fully replace ICOs in the near future:

“2017 saw just 5 STOs, and BlockState reports that just around a billion dollars has been raised so far (as of early 2020). However, the tides are changing as ICOs are being replaced by STOs. STOs raised around $450 million of that figure is 2019, while ICOs raised just $370 million in the same year. As a matter of fact, it’s predicted that ICOs will virtually disappear in 2020, while STOs will continue to grow.

As the saying goes, “follow the money,” and since companies are turning to STOs over ICOs, it’s clear that security tokens are winning out, at least in the blockchain space.

… Security tokens will likely fundamentally revolutionize compliance, as security tokens can represent any financial asset, whether it’s equity, debt, or a real asset, and as such, they can improve compliance for any asset.

Currently, it seems that no security token project has forfeited the use of an additional KYC/AML party for compliance. It’s always “better safe than sorry” when it comes to securities regulations, but it’s possible that one day, all KYC/AML measures will be baked into digitized assets themselves, negating the need for an additional party.”

The RealT crypto estate exchange, seeing the potential of a highly liquid method of investment in an industry famous for its illiquidity and lack of youth participation, seized on the opportunity provided by security tokens and began an ambitious strategy of buying up pieces of real estate whose value could be digitized and sold to any number of willing investors. This fractional ownership principle meant that investors could utilize their cryptocurrency holdings to invest into pieces of real-world land investments, with the value of the real estate and its rents being passed to them in corresponding percentages of ownership.

To stabilize the price and improve the liquidity of their proprietary security token, named RealToken, the company announced it was partnering with the digital exchange service Uniswap in November of 2019. According to the press release made by RealT, the partnership ensures that the security token (operating in Ethereum’s open financial system) maintains compliance with FEC rules:

“Through a landmark partnership between RealT and Uniswap, the first digital asset representing a traditional security launched on an open finance exchange Monday, November 4, 2019. The exchange pair on Uniswap is between Ether (ETH) and the RealToken tied to RealT’s flagship property, 9943 Marlowe Street in Detroit, Michigan. RealToken holders can now go to Uniswap.Exchange and instantly buy or sell Marlowe RealTokens with ETH. This RealT-Uniswap integration has created the quickest way to buy or sell real state properties in the world.

The listing of RealTokens within Uniswap is significant because it demonstrates a security token operating inside of Ethereum’s open financial system, while still maintaining compliance. All business and compliance logic that is incorporated within RealTokens is retained in Uniswap.”

The use of Uniswap’s exchange program creates a security buffer of liquid tokens, which allows for a stable valuation for each RealToken, rather than the value fluctuating with buyers entering and exiting from the investment. It additionally allows for maximum liquidity, creating a store of tokens that new investors can buy from and cash into at any point in the future. With security tokens, the possibilities for opening up new avenues of investment to younger people who have been pushed out of traditional methods of wealth accumulation are nearly endless, as any real life commodity’s value can be digitized, fractionated, and sold 24/7. With the added security and assurance of compliance with SEC rules, the danger of buying into fraudulent digital ponzi schemes is highly mitigated, making cryptocurrencies once again a highly attractive option available for young investors.

Diversifying Productive Assets

Everyone knows Warren Buffett’s two first rules but fewer people can cite the rule that every name-brand investor alive agrees is the highest priority in growth: asset allocation. Backed by every camp of financial thought, asset allocation refers to the diversification of a portfolio across different asset classes like stocks, bonds, cash etc. Some people may not think of real estate as an asset class. But because real estate appreciates in value over time like any stable security, the though is not so far fetched. The classification becomes even more appealing when one considers property owners that generate consistent revenue from renting out their asset.

But what about investors that cannot afford to purchase an entire property in order to play the game – certainly one does not need to purchase the Berkshire Hathaway corporation to benefit from it’s growth. Stocks represent a fractional investment in a company. Real estate did not afford such accessibility until the very recent development of fractional real estate investment.

The advantage to fractional ownership of a company comes in the form of dividend payments. Without some mortgage prestidigitation, it is unlikely to realize the same regular payouts from a real estate asset. Rental properties solve this issue to a more substantial degree but it is even more uncommon to hear of a fractional landlord. Until now at least.

Here’s an excerpt from a company that is democratizing the process of landlordship:

Here’s how RealT does it:
Step 1: Fractionalize the Asset
In order for an individual to be able to directly own real estate, it must be priced at a level comparable to company shares in the stock market. Between $50 and $250 is ideal. This makes investment into real estate much less of a life-altering commitment, and much more of a habitual “put your change in the piggy-bank” activity.
Even when real estate asset prices are hundreds of thousands to millions of dollars, there is a huge difference between $0 of investment and $50–$250 of investment. This is especially true when low investment minimums allow people to the ability to make regular additions to their portfolios, and their portfolios begin to compound.
With RealT, properties are fractionalized into shares. Each property is divided into a number of shares that make each share valued at roughly $50–$250 in order to keep real estate affordable for everyone. RealT is able to do this by representing ownership of the property as digital tokens on the Ethereum blockchain…


Step 2: Make it Globally Accessible
Real estate properties are, by definition, a stationary piece of land. Blockchains, also by definition, are intangible pieces of software that exist ubiquitously across the globe. These two things could not be more opposite of each-other.
And that’s why they are so complimentary. Blockchains can make any real estate property accessible to anyone with an internet connection. Reducing the costs of the asset in step 1 is important, but equally important is enabling world-wide participation. With a blockchain, you can fractionalize the asset into affordable units, and then disperse these units across the globe, so that everyone can gain access to real estate investments.


Step 3: Pay Out Rent
Real estate pays you to own it. REITs, real estate hedge funds, and other real estate exposure instruments are great, but none of them put cash in your pocket. The benefit of owning real estate is that you get to add another source of income on top of your pre-existing one.

To learn more about the fractional real estate asset class secured on blockchain check out realt.co.

What Blockchain Spells for Real Estate Investment

Real estate prices are climbing beyond the risk tolerance of the average investor – unless blockchain technology has something to say about it.

In a recent profile on newsbtc.com, a unique venture built on tokenized real estate assets painted a different picture for the future of property investment.


RealT, the innovative new platform aiming to simplify global access to U.S. real estate tokenization and investment, has launched with the announced offering of its initial residential property in Detroit, Michigan, as well as ambitious plans to expand to other U.S. cities in the coming year. The platform will also eventually function as a marketplace for current homeowners looking to tokenize and sell their own real estate assets. Powered by Ethereum, RealT offers legally compliant ownership of tokenized real estate, providing investors around the globe with a more efficient route into the U.S. property market and providing asset holders with direct access to liquidity.

RealT Launches New Asset Tokenization Platform to Increase Global Access to U.S. Real Estate Investment – newsbtc.com May 16, 2019

This is an unprecedented opportunity for international investors who are typically met with years of red-tape and prohibitively high risks when attempting to invest in American real estate. To pilot the program, RealT has intentionally selected accessible real estate markets to lower the capital risk for prospective investors.

To launch the platform, RealT has chosen Detroit, Michigan, as the first city where it will offer tokenized property investment due to its comparatively low property prices and vast potential for growth. After decades of urban decay, new investment is now driving urban regeneration in the area. Improving real estate liquidity, RealT will enable investors to engage in fractional ownership of Detroit homes and generate passive rental income. To analyze the value of real estate and opportunities for growth RealT’s team closely monitors the Capital Improvement Plan (CIP) for cities around the United States. In this way, RealT aims to provide users of its platform with access to properties that provide significant investment potential.
“The recent influx of investment into Detroit, most notably a $4.5 billion USD injection by Fiat Chrysler that will preserve and add up to 5,000 jobs in the city, is emblematic of a period of renewed growth. RealT is proud to be among those contributing to the continued redevelopment of the city by offering a means of foreign investment into the Detroit housing market which will help to further develop the economy and drive urban renewal efforts. We’re delighted to launch our platform in the Renaissance City and contribute to its ongoing revitalization. We’re also planning on expanding to additional U.S. cities later this year and are passionately committed to making U.S. property investment a more realistic prospect for individuals around the world,” concluded Jacobson.

Read more about crypto real estate at newsbtc.com

By leveraging the distributed ledger, the days of complicated title research and insurance, convoluted escrow requirements, and countless middlemen are numbered. The cryptocurrency community may attract doubtful sneers from traditional investment firms today but as the benefits of blockchain for the beloved real estate market pile up, the conversation is sure to shift.

Disrupting the Cell Phone Marketplace with Transparency & Cryptocurrency

A new emerging company is looking to change the way you might purchase your next phone. Tired of getting roped into long contracts to pay off the price of your phone over time? Whether it be new or pre-owned phones, TessaB is aiming to to provide users the real value of their mobile devices all backed by their new mobile blockchain network. Under the TessaB blockchain, users can track their devices and see the history of ownership and price. Between their blockchain and the TessaB mobile app, this startup is a institutional blockchain investment that mobile users can really get behind. Read more about their mission from their executive summary below:


The smartphone industry has continued to evolve throughout its relatively short lifespan to meet the needs of an ever more demanding customer base. This has driven improvements in hardware, sensor suites, user experiences, and integrations with the world we live in. To match these desires, the industry has turned to shorter release cycles, price increases, and introduced new payment and protection systems designed to lock a consumer into a predefined upgrade cycle, removing flexibility and optionality. This industry model, instead of driving more consumer adoption, has had the opposite effect. Consumers now own their devices for longer than ever and increasingly turn to preowned devices as a solution to price increases, driving increased costs to industry stakeholders. IGWT, backed by PCS Wireless, a leading company in the secondary mobile device market, is building a better device ownership experience and is providing the resources to develop the infrastructure surrounding a customer friendly ecosystem for the new and pre-owned smartphone marketplace, bypassing the traditional business models currently deployed within the industry. The TessaB Ecosystem will leverage the ubiquity of the smartphone to not only deliver convenience but savings and accountability throughout the smartphone ownership experience. TessaB is developing a new asset-backed model to leverage the current and future value of a consumer’s mobile device. Anchoring the TessaB Ecosystem will be a trusted distributed ledger tracking the status and condition of participating smartphones throughout their lifecycle. Users will no longer remain in the dark about the true value of their smartphone, how this value changes over time, what it costs to insure, and more. Through the utilization of the smartphone as the primary touchpoint, IGWT looks to deliver an accessible onramp to the first mobile-centric ecosystem of commerce around mobile devices and related services powered by the TessaB Digital Asset (“TSB”), the first customer friendly cryptocurrency that delivers on all of the conveniences expected in a modern medium of exchange. “

– TessaB Whitepaper

If you are starting to feel like the only way to get the best new phone is by signing up for a lengthy plan through your provider, think again! TessaB might have a solution for you that’s just around the corner.